Latestarter's ramblings/musings/gripes and grumbles.

[Latestarter]

It's OK though... exceptional dogs are allowed exceptions to rules... just the way life goes for dog lovers

 

[Bruce]

.....

SO, I just got off the phone with the owner of the roofing company that's replacing the roof on the potential new home. He assured me that the chimney is a triple wall chimney so there's no issue with the shingles being right up against it, and no issue with potential fires from the roof being against it. He also told me that he'll be removing the turbine vents on the roof and re-decking those holes and installing a ridge vent instead for better attic cooling. And though it's not required, it is recommended, so he'll be installing drip edge all around. He'll be doing a complete scrape of the roof to check the decking, and will be giving a transferable 5 year warranty as well. I called my REA and told him I'm satisfied and good to go. I was told the roof will be done before closing with no problem.

Sounds very good Joe. Not ripping off the old roof is just begging for reduced life in the new roof. AND you can't see what bad stuff might be lurking under there. Ridge AND soffit vents? If you don't have the soffits there is no air to replace the air that should be going out the ridge vent. And who WOULDN'T want drip edges? Another way to make the roof/fascia boards last longer.

LOL Latestarter... Badger- we don't cook for him but you know how it is... if it isn't up on top of the fridge or closed in the oven it is gone. He has no shame.
I carried my burger out on the couch late last night. Had some people her with goats to evaluate... got in late.
I was sooooo hungry.
Badger climbs up beside me with the "mommy are you going to give me that look"... I said Badge are you hungry?
He did his real alert look... saying "yes mommy"
I said ok baby, but you can't have my burger... I'll get you your food

Then he did that think that Pyrenees are famous for- he turned on the big brown sad eyes look - you know with a tough of sadness, mopiness, i am so dejected look

Yeah- I gave him my burger.

How did you enjoy Badger's dog food??

So, pretty much as I expected, the appraisal didn't come in. Not near as bad as it could have been... Just got a call from my REA and it came in at $252K on sales price of $275K. About 8% lower than sales price. Now, I didn't expect to get the sales price, but did expect a little higher than that. My REA and his team are going to work to try and get more value from the appraiser, but haven't actually received the report yet. They'll work on that over the weekend and get to hammering on Monday.

Good idea, you never know what all the appraiser saw and didn't see. Different but ... many years ago I lived in a house that was built just before the one next to it. Guy built mine, lived in it while building the other then sold both, they were nearly exact copies of each other.

Come reassessment time the city had my house worth MORE than the one next door. I had a 1.5 car garage, they had a 2 car. I had a brick chimney and a woodstove, they had a fireplace. The assessment said I had a fireplace and they did not. I objected and of COURSE they denied it out of hand, I doubt they even read what I had written. I bet they get rid of most of the "complaints" that way. I had to go to the "one on one" session. Guess what, they lowered the valuation on my house.

 

[farmerjan]

As a current dog non-owner; my german shepard passed away several years ago and when I moved couldn't have a dog so haven't replaced her yet; I will as soon as I retire and have time to spend with a dog again; I am somewhat appalled at the "giving in" to the dogs. Seriously. I am not criticizing you as people, but my dog would no more take something off the table, nor was she allowed in the kitchen when we were eating, nor was she ever fed from the table or allowed to beg when I was eating. None of my dogs over the years did. They often got scraps, in their dish, extra eggs milk, whatever...but ALWAYS in their appointed place to eat. If I was out somewhere, and she was with me on the truck, she ate when I was done. I would share with her, when I was done. Mostly she got fed before me at home, I always believed that the animals deserved to eat before me because they couldn't get their own. And she would look at me with such a hopeful expression and I would say go lay down til we are done and she would until I was done then I would always give her something, even if it was a dog biscuit. She never stole food and would look at me if I gave her something that she might not ordinarily get and I would say, "go ahead it's yours" and she would gladly eat it. It didn't matter, if I told her no, she would sit and wait for me to do whatever. I loved her beyond belief and was heartbroken when she passed away, had cancer and lost her at nearly 13 years old. She was rescued from a family that "GOT TIRED OF HER" and since I had always expressed interest in her at the farm, when they said if I wanted her to come get her, I got in my truck right then. She was barely 4 yrs old. She slept next to the bed, never on it, and loved to go on the truck no matter where I was going. Emmy was a big white german shepard, weighed nearly 110 and was the sweetest dispositioned animal there was; BUT because of her size, and this HUGE doggy grin that showed lots of teeth, people were petrified of her and that was fine with me. She loved kids, let them crawl all over her & pull her tail and ears or whatever; but I don't know what she would have done if someone walked in my house in the middle of the night. Never had to find out. Still miss her.

 

[Latestarter]

Sorry you lost her, but what a great life you shared with her huh? I couldn't live without a dog. Just gotta have one.

Hey Bruce, there are huge gable vents and I believe soffit vents as well. He said that the roof ridge vent would work much better than the turbines at pulling the hot air out the top. The turbines only pull to their level and everything above that just cooks.

 

[NH homesteader]

Or two... Or three...

 

[Southern by choice]

I am somewhat appalled at the "giving in" to the dogs. Seriously. I am not criticizing you as people, but my dog would no more take something off the table, nor was she allowed in the kitchen when we were eating, nor was she ever fed from the table or allowed to beg when I was eating. None of my dogs over the years did.

I raised GSD's most of my life. Highly trained GSD's. I could leave 3 of my dogs in my car with a steak and cheese unwrapped on the dash and they would never touch it NEVER.
So you don't have the whole picture.
@farmerjan NONE of my dogs do anything like beg or steal etc... I am a trainer. However, we simply make certain exceptions for our retired LGD's. They are different.

I miss my old girl too. My current GSd is great but "quirky" mostly from her background. Schutzhund training with a not good trainer.
In two years I will be getting another GSD! Can't wait!

 

[farmerjan]

I don't force Mel to eat... He eats as and when he feels the need. I just make it available for him. I'm not "cooking for him" except in one situation, and that's all these eggs I have to get rid of. My main egg buyer moved back east, and they pile up quick. Not going waste them. And though I do still sell some and give some away, If I can use them as part of Mel's diet, that is far better. The fact that he tends to eat more when I add protein makes sense to me... Like you said, dogs are scavengers, they eat what they feel they need when and if they can get it. I've paid very close attention to everything you've shared before and after getting Mell WRT LGDs and their food.

Anyway... seems dog food can become a "hot topic of discussion" like just about anything else

SO, I just got off the phone with the owner of the roofing company that's replacing the roof on the potential new home. He assured me that the chimney is a triple wall chimney so there's no issue with the shingles being right up against it, and no issue with potential fires from the roof being against it. He also told me that he'll be removing the turbine vents on the roof and re-decking those holes and installing a ridge vent instead for better attic cooling. And though it's not required, it is recommended, so he'll be installing drip edge all around. He'll be doing a complete scrape of the roof to check the decking, and will be giving a transferable 5 year warranty as well. I called my REA and told him I'm satisfied and good to go. I was told the roof will be done before closing with no problem.

I raised GSD's most of my life. Highly trained GSD's. I could leave 3 of my dogs in my car with a steak and cheese unwrapped on the dash and they would never touch it NEVER.
So you don't have the whole picture.
@farmerjan NONE of my dogs do anything like beg or steal etc... I am a trainer. However, we simply make certain exceptions for our retired LGD's. They are different.

I miss my old girl too. My current GSd is great but "quirky" mostly from her background. Schutzhund training with a not good trainer.
In two years I will be getting another GSD! Can't wait!

Okay, guess I missed it. Just hate to see anyone have an animal that is so spoiled that they take over the whole shebang. Have had to deal with some over the years and it's miserable for everyone when an animal runs the show. And I made exceptions for Emmy when she started to get sick before they figured out what was wrong, and then did everything I could for her while trying to make her life as good as possible at the end.

 

[farmerjan]

So, pretty much as I expected, the appraisal didn't come in. Not near as bad as it could have been... Just got a call from my REA and it came in at $252K on sales price of $275K. About 8% lower than sales price. Now, I didn't expect to get the sales price, but did expect a little higher than that. My REA and his team are going to work to try and get more value from the appraiser, but haven't actually received the report yet. They'll work on that over the weekend and get to hammering on Monday.

I explained to my REA that I knew the buyers bid it up to 275 expecting/knowing/hoping the appraisal wouldn't come in that high, and they'd never have to pay that. They just wanted to knock everybody else out of contention and make sure their contract offer was accepted over all the others. In the final (both actually) contract they said they'd pay up to 2K over appraised value. In the original contract they offered 250K and were doing 16K down. In the final offer that I accepted, they were just doing the 3% down. So I know they can meet the 3% FHA down payment requirement with room to spare. As I told my REA, if we can at least get value to $260K, I can ask the buyers to pay $5K vice 2K over appraised value and get what the next 2 highest bidders had offered to purchase it for; $264K and 265K respectively. They should be happy as they'll be paying 10K less than they offered. I'll be happy as I'll be getting what I perceive the real sales value to be.

So once more, it's a waiting game.

Edit to add:

Ummmm, so correct me if I'm wrong, but I seem to remember a certain "D", that is DW's dog, doing the salsa on the dining room table over apples.... Justsayin So "none" might be stretching things just a bit Hehehe

I guess I just don't understand the real estate market out there, but if they were bidding it up so you would accept their offer, I don't see why you would then tie it to the appraisal???? I know you wanted a "sure sale" but I would have just said that you had 2 bids of 265 so that would be the minimum price you would accept....Around here the buyer always offers less and then they counter back and forth until the parties reach an agreed on price, or not as the case may be....if they wanted it that bad to offer more then you should get more .period..

 

[OneFineAcre]

Like I said before Dog Food Advisor is great IF you know what you are looking for.

Dog Food Advisor is not great because their methodology is completely flawed if you can even call what they do a methodology and the fact of who pays them
Yes they get paid
Not to hijack @Latestarter thread so maybe start. another

 

[Mini Horses]

Is any personal property being "sold with" the house? If so, you may make that a separate purchase for cash above the loan. Some loans tie value/loan ratio & won't go over, etc., or give loan when buyer openly does. Many mowers are several thousand. Same with such things a water treatment units, appliances and so on.

Just a thought for valuation -- to increase what appraiser considerations allow to be included.