Pastor Dave
Herd Master
If we ask God to help us with patience, often He gives us things to do just that. This experience may be one of those for you. Praying you come out on the other side with more patience (and a new home)
Misfitmorgan's Journal - That Summer Dust
- Thread starter misfitmorgan
- Start date
promiseacres
Herd Master
- Thread starter
- #1,193
misfitmorgan
Herd Master
I dont recall asking for more patience, but hopefully it all works out.
Bruce
Herd Master
Geez. Do these people NOT understand that YOU can't move it any faster? You've already burned the bottom out of your track shoes!!!! Seems to me those that are causing the delay should pay the UNREASONABLE penalty.
More
More
- Thread starter
- #1,195
misfitmorgan
Herd Master
Ok Bank called....PMI Approved.
Everything is back to the underwiter again to get it all in order to send to the title company. The house is bound and insured in my name as of about 15 minutes ago(effective 10/16).
The loan officer is pretty for sure we wont be able to sign closing papers until monday which means i have to pay for 2 days of penalty if the seller wants to push it, lets hope they dont because i dont have it. The $1,900 i had to come up with in the last week and a half that i didnt know i would need has wiped me out.
So now we wait on the title company as far as i understand things.
Everything is back to the underwiter again to get it all in order to send to the title company. The house is bound and insured in my name as of about 15 minutes ago(effective 10/16).
The loan officer is pretty for sure we wont be able to sign closing papers until monday which means i have to pay for 2 days of penalty if the seller wants to push it, lets hope they dont because i dont have it. The $1,900 i had to come up with in the last week and a half that i didnt know i would need has wiped me out.
So now we wait on the title company as far as i understand things.
Hens and Roos
Herd Master
CntryBoy777
Herd Master
It sounds really Good.....if they push that issue, I would offer a post dated check.....but, if they have held this property for a while, I doubt that a couple of days will be an issue. Really pulling for ya....and if ya need sock $$ to make it happen just PM me your address....
- Thread starter
- #1,198
misfitmorgan
Herd Master
I don't own checks....i should get some though.
The realtor is going to try to get them to waive the penalty because it will only be "1 day" over....banks dont do anything on sat/sun lol.
I did recall i need to pay the realtor $250 at closing so ill have to find that as well, not out of the woods yet.
@CntryBoy777 it's to kind of you to offer but i will get it figured out.
The realtor is going to try to get them to waive the penalty because it will only be "1 day" over....banks dont do anything on sat/sun lol.
I did recall i need to pay the realtor $250 at closing so ill have to find that as well, not out of the woods yet.
@CntryBoy777 it's to kind of you to offer but i will get it figured out.
greybeard
Herd Master
Hope it's smooth sailing from here on. Keep in mind, diligence by a title company is in your good interest most of the time and the better they are at their jobs, the better off you will be. Title is the one part you do want a very hard scrutiny done.
Mini Horses
Herd Master
In our area there are title search people sitting at the deed record offices waiting for calls from their title companies! It's generally pretty quick. Almost all paperwork is preset in computers to enter a few facts and print. It CAN literally be done and ready within a day. How many people are also waiting and their position in line is the issue, most often.
