- Thread starter
- #7,131
farmerjan
Herd Master
- Joined
- Aug 16, 2016
- Messages
- 11,463
- Reaction score
- 45,149
- Points
- 758
- Location
- Shenandoah Valley Virginia
@murphysranch ... @Mini Horses and I discussed it when she switched to the Advantage plan... and how much she was saving... especially for people that don't "need to go to the dr" all the time. Except for my replacements, and rehab and therapy after, I don't go to the dr much for anything either... it is definitely on the radar for consideration... but for the surgeries I had, I was definitely on the right thing. You figure that I have about 2500 a year in for medicare and the supplement I have.... figuring that is was cheaper in the beginning and now is more expensive... But 5 years that's 12,500... Say even 15,000 paid in... but other than the $300 deductible, I never paid another penny for anything I had done.... the ankle was over 30,000 alone...plus PT....then both knees and over a year of PT since I had such poor rehab right after... $125 a session at PT and I went 2x a week for months and months...
Still, I get it that if I have everything "done" then there is no real good reason to not change. After what @Mini Horses told me a year or 2 ago, I have been giving it alot of thought.
Do you have a supplement also ? They take out about 2,000 from my SS, a year for Medicare; and my supplement went up, which I knew it was going to... to about $130/mo... so now it is getting to the 3500 a year cost... still alot cheaper than the replacements and therapy and all... But it is coming to a point where it will be better to go on the advantage. $24 a month out of SS... dental would be nice, since I no longer qualify for it through work. Plus stopping work one of these days....
Still, I get it that if I have everything "done" then there is no real good reason to not change. After what @Mini Horses told me a year or 2 ago, I have been giving it alot of thought.
Do you have a supplement also ? They take out about 2,000 from my SS, a year for Medicare; and my supplement went up, which I knew it was going to... to about $130/mo... so now it is getting to the 3500 a year cost... still alot cheaper than the replacements and therapy and all... But it is coming to a point where it will be better to go on the advantage. $24 a month out of SS... dental would be nice, since I no longer qualify for it through work. Plus stopping work one of these days....