Misfitmorgan's Journal - That Summer Dust

[Baymule]

$0 value on the barn? What a moron. Insurance valued the 36'x36' pole barn we built at $30,000. We spent nowhere near that much, thanks to my years of scrounging and piling up building materials. That huge barn would cost a LOT to rebuild. Insure it well. I really feel every bit of your frustration, hang in there. This will go through and the place will be yours. But you do have a crazy friend in Texas that will open up a six pack of whip-ass on that LO for ya'.

 

[misfitmorgan]

$0 value on the barn? What a moron. Insurance valued the 36'x36' pole barn we built at $30,000. We spent nowhere near that much, thanks to my years of scrounging and piling up building materials. That huge barn would cost a LOT to rebuild. Insure it well. I really feel every bit of your frustration, hang in there. This will go through and the place will be yours. But you do have a crazy friend in Texas that will open up a six pack of whip-ass on that LO for ya'.

Lol Thank you Bay!

Yep I couldnt believe he put it at $0 value. The insurance quote i got has a $50,000 allotment for outbuildings including the barn specifically written into the quote. The House has $158,000 coverage, $31,600 coverage for the garage, $118,500 personal property, and $100k personal liability.

 

[Bruce]

But you do have a crazy friend in Texas that will open up a six pack of whip-ass on that LO for ya'.

You go second Bay Or maybe you get the LO and I get the appraiser.

 

[misfitmorgan]

Yesterday afternoon my LO emailed the realtors and told them a new appraisal was being ordered. So yay for that!

But the sellers agent replied telling him/us that the seller had sent over paperwork to release us from the contract and refund our ernest money. I called my realtor and talked to him and he called their realtor. They agreed that if we make our ernest money non-refundable they would give us a 2 week extension. This is however the LAST extension they will give they said.

So i went and signed the extension last night and am waiting on the bank to do the second appraisal. Everyone pray it all goes well and smooth from here. The new final date is August 11th.

 

[Bruce]

These jerks better not screw it up again and they better get started LAST WEEK. No more of this on vacation, out for the day, send this one other thing. If they don't hop to it and you lose this place due to THEIR incompetence, I would consider small claims court to recover your earnest money. You certainly have the paper trail to prove how they jerked you around while not doing their job.

I'm really sorry the gubmint owner agency has their heads up their, um, ashes. Any real person selling through a realtor would be pushing their agent to put pressure on your bank to get on the stick and get it done.

T-15

 

[Latestarter]

If I had the wherewithal I'd make the loan for you and you could pay cash for the purchase. So sorry I haven't won the lottery yet I really hope that you don't lose the house as well as your earnest money.

 

[misfitmorgan]

Ok apprently the LO lied.


He just emailed and told me..after i signed the extension that no the Credit director denied the request for a new appraisal.

 

[misfitmorgan]

This is seriously enough to make a person lose their mind, this should be illegal.

And the UW still has a problem with my car lease because of some wording the closing paperwork for it she is concerned i still have to pay them another $1,600.

So now the LO is telling me the credit director is just going to ask fro more comps from the same #$#%^$%^ that screwed it up the first time and see if he will adjust his appraisal that he refused to adjust the last time.

 

[CntryBoy777]

......

 

[Latestarter]

Too bad shooting a$$holes for incompetence isn't allowed.