Misfitmorgan's Journal - That Summer Dust

[Baymule]

I would think the sellers would see how hard you are working on this and not be so hard line. What goes around comes around. Next time they buy a house they need to suffer everything you have times ten.

Every time I open your newest post I hope I don't find yet another malfunction, but I do.

 

[promiseacres]

I am so very very sorry
Praying for a positive outcome! @misfitmorgan

 

[misfitmorgan]

This whole thing is the biggest mess ive ever seen in my life.

It is just utterly rediculous, i feel like i am dealing with nothing but half-wits who just dont really care. The seller is Freddie Mac so they can only do so much to wait for the buyer in this case.

Hey @Latestarter do you think there is a snowballs chance i could offer on the same house again if we cant get it in time? With a different bank of course.

Like if i went and got on with my CU and then made a new offer to them to close with the CU in like 3 weeks from the offer date....or would they just not accept my offer at all?

 

[greybeard]

But the sellers agent replied telling him/us that the seller had sent over paperwork to release us from the contract and refund our ernest money. I called my realtor and talked to him and he called their realtor. They agreed that if we make our ernest money non-refundable they would give us a 2 week extension. This is however the LAST extension they will give they said.

So i went and signed the extension last night

So, by signing the extension, is your earnest money now gone if you don't get the loan?
If so, then the last part of that underlined section doesn't surprise me. They already have what they want..your (un-refundable? ) earnest money, and they may opt to just let the contract die at end of extension and walk away to wait for a new prospective buyer.
That, sucks.

 

[misfitmorgan]

Yes my ernest money will be gone.

They already tried to walk away...the ernest money was a bribe pretty much to get us more time....which i wouldnt have done if the LO had not lied to me.

 

[misfitmorgan]

How any bank can so royally screw over someone on a house loan and drag it out for over 2 months and still not give them the loan i will never understand. This is a big bank too.

 

[babsbag]

I don't know what to say...

 

[babsbag]

Does your realtor have a copy of that email that said a new appraisal was being ordered? If I truly did lie then I think that there could be some repercussions for that.

 

[misfitmorgan]

Yes both realtors have a copy of it because he sent it to them but he only sent the "didnt get it" email to me.

 

[misfitmorgan]

So this is the new place I am liking.
https://www.zillow.com/homes/for_sa...55,-83.125992,44.323357,-84.081802_rect/9_zm/

The location is farther from my work but only by about 2-3 miles more then the other house. It has hoards of fruit trees, grape vines, berries, a nice flower garden, a pond, a few sheds and a work shop. Problem is the acerage was clear cut a few years back and now all but maybe 3 acres of the property is scrub brush, autumn olive, stumps, and left behind trees.