Coffee anyone ?

Pastor Dave

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We had Dave Ramsey course twice at last church. Second time was a refresher. It was good content, but a millionaire that went broke, figured out how to get back on track, and now further back on top than before he went broke, telling others how to do finances isn't going to relate to everyone. I do believe in self sufficiency and buying/paying as you go rather than living in a cycle of debt. A lot of the principles are decent.
 

Bruce

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his family think debt it ok and is a statis symbol but yeah.
Sadly that is how a lot of people are 1 step away from financial disaster. Big house they can't afford, expensive car they can't afford. Keep up with the Joneses (what likely are also in that boat). You'll be surprised by how many people who don't live high on the hog actually have a fair amount of money ... because they aren't doing the above.

and saving our goal of 16,800 as our emergancy fund
Don't forget to save for old age at the same time. I don't recall the numbers but a huge number of people don't have much of anything saved. Sometimes it is because they are living hand to mouth and there is nothing left, others because they don't save but could.
 

Jesusfreak101

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thats my parents they dont have retirement. my husband and i are saving for that as well along with pretty much everything else. i refuse be that way i remember my dad pawning everytjing thing thwn nkt having money to pay for the pawn and getting it taken. also remember several times when i was a teen having to help with bils and food or we would not have any. my dad is horrible with money so much so my mom has a seperate bank account because she lived through not having bill money because he would spend it on something. they are currently in deep debt to the irs and a loan company. probably a reason i like dave ramsey is because it strikes a cord with me. they alwayd tell mre you cant debt but i am determined to be with out it
 

Baymule

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I slept late this morning! 7:43 when I got up. I was tired from the work we did yesterday. My knee was killing me, swollen and throbbing. According to my step counter on my phone, I walked 4 miles. Since I hurt it last Sunday evening I barely have walked a mile and a half a day. I’ve barely done the chores, then back to my recliner. We needed round bales for the horses and sheep, our hay guy didn’t show up until dark. We got that done, I took 2 ibuprofen and BJ rubbed my knee with Arnicare. Still swollen and hurting this morning, but better. Getting another cup of coffee!
 

Jesusfreak101

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i like epson salt when i get a sprain or something and helps my husband knees(old injury). the other thing i can think of is young living panaway it works great alittle on the expensive side but it awesome.
 

AmberLops

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Coffee is on!
Yesterday the weather was amazing, I hope today will be the same! It was 92 but so breezy and not humid so it felt cooler than it was ;)
Last night I found this little guy slithering around the rabbits. I brought it inside to figure out what it was...couldn't decide if it was a baby copperhead or Dekay's brown snake...so I called it a Dekay's and let it go :p
Last night I also saw that huge snake I made a thread about a while ago, and I think it is a racer...it came out from under the rabbits and came after me. I pinned it down with a rake...it was striking at me and acting crazy so I told him (yes I talked to the snake) that i'll him go if he leaves peacefully...no chasing and no biting. I lifted the rake and it looked right at me then slithered across the grass and up a tree....can't help but think he's cute :lol:
Anyways, hope everyone has a great day!
@Baymule sorry about your knee..maybe alternate some hot/cold packs for it ? That usually helps :hugs
 

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Mini Horses

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Sorry about your knee Bay...More Arnicare & Ibu….of course, coffee! :D

SNAKE?? under a rake, won't leave alive. Small in hand -- first, won't get into mine but, also to heaven sent. :(

So, to work in couple hours. Nice out this morning, low 70s & had a light rain a little after midnight, leaving grass wet, tall and clean. :D =D I had mowed and that left it short where I needed to be! But, threw some hay to the goaties because THEY not only don't like rain but don't like wet feet either! :eek: I started their day with a full gut of hay. We love each other. Plus I told the 5 "boys" they were leaving Saturday -- enjoy this while you can.

And rut has started. :( One buckling -- who looks very mature -- has the left front leg all brown with pee. Of course, he thinks he's "all that". :D The does walk by the fence and laugh. Well, one was cycling and I moved her to another area to keep things calm. The older bucks know it's a little early.

chickens -- some are half naked. It's been hot, yes. They took that as a reason to begin molt. I hate this time of year, not just because of egg drop but, you see feathers everywhere! You are always looking for "the predator" :he Keeps you alert.

Cat has her 3 kittens on my back porch. Weaning them and has them to the food dish. :love BUT I also found a large mole on the porch. No one eats them! Collected & trashed. Soon she will be teaching them to hunt:yesss: They will be great mousers!! She isn't a lap kitty but, I can pet her while she eats and she will follow me, come when called. It's all good. The old man is still here and shares with the cat & kittens. He's too old for much, so has done a 360 from early years. Soft food only and tolerant of others. I am happy each day he is here at this point. It's touchy for him at 20+. He's been a good cat. A feral who insisted he would live here!

My day off yesterday was an energizer. More would be good. :old It's coming. Everyone be safe....:frow
 

Pastor Dave

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I am onto my 2nd cup of coffee.

1st at a little after 6am, but when getting six hours of sleep after a hard shift(which is each shift) and getting up to see the boys an hour before getting them on the school bus, my body is begging for more rest, so back to bed for a couple hours. Still getting feeding and chores done. I am not sure I will adjust without the broken up 8 hrs of sleep. I have been going to morning appts and other scheduling things that require before shift activity. But, that is not every day. Thank God!

Been trying to sleep in a little on Saturdays, but Sunday only allows an extra hour of sleep before getting up for church. Such is the life of second shift factory work. The wife and kids are real supportive, so that's good.

2nd cup of coffee anyone?
 
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